As a state employee, you have many benefit choices. Each year, you select among plans that fit your needs for health, dental, life, and disability insurance. EBD provides these required “core” benefit plan choices within the guidelines set by law. In addition, employees may select from other optional benefits such as vision insurance. The state provides you with a benefit allowance to purchase these benefits. We continually evaluate the marketplace to identify additional core benefit choices. For Plan Year 2012, EBD offers the following plans:
Medical
- CommunityCare (HMO)
- GlobalHealth (HMO)
- HealthChoice (PPO)
Note: All HMO Standard plans have higher premiums and lower co-pays, while all HMO Alternative and Wellness Alternative Plus plans have lower premiums and higher co-pays.
Dental
- Assurant
- Heritage Plus Prepaid
- Freedom Preferred
- Heritage Secure
- Cigna
- Delta
- Delta’s Choice PPO
- Delta Dental PPO – Point of Service
- Delta Dental Premier
- HealthChoice
Vision
- Humana
- PVCS
- UHC Vision
- Superior
- VSP
Life, Disability, and Accidental Death & Dismemberment Insurance
- Basic Life
- Supplemental Life
- Dependent Life
- Disability
- Accidental Death & Dismemberment
OK Health Wellness Program
Flexible Spending Accounts
- Healthcare Account
- Dependent Care Account
Qualified under provisions of the Internal Revenue Code, these accounts allow you to allocate a portion of pretax compensation to an account to be used during the calendar year to pay for eligible medical, dependent care or mass transportation expenses.